Hi friends, here is the Pradhan Mantri Suraksha Bima Yojana (PMSBY) Online Quiz. PMSBY one among the three Jansuraksha Schemes offered by the Central Government. In the previous sets, we have discussed Important MCQs on Atal Pension Yojana (APY) and Pradhan Mantri Jeevan Jyoti Bhima Yojana (PMJJBY). This questions will be very useful for those preparing for Inspector Posts Examination (IPO Exam) and Postal Service Group B Exam (PS Gr.B Exam).
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Pradhan Mantri Suraksha Bima Yojana (PMSBY) Online Quiz
1. Which among the following is correct with regard to Pradhan Mantri Suraksha Bima Yojana?
The scheme will be a one year cover, renewable from year to year
It is an accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident
Participating banks will be free to engage any such insurance company for implementing the scheme for their subscribers
All the above are correct
Correct answer
All the above are correct
2. What is the minimum age limit to join Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
21 years
20 years
18 years
25 years
Correct answer
18 years
3. What is the maximum age limit to join Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
40 years
50 years
60 years
70 years
Correct answer
70 years
4. A person holding Savings Bank Account either in a Bank or a Post office is entitled to join how many Pradhan Mantri Suraksha Bima Yojana (PMSBY) accounts?
any number of PMSBY accounts
Only one either at Bank of PO
One at PO and one at Bank
An individual can open two accounts under PMSBY
Correct answer
Only one either at Bank of PO
5. Which among the following is the primary KYC for Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
Ration Card
Aadhar
Election ID
All the above
Correct answer
Aadhar
6. Pradhan Mantri Suraksha Bima Yojana was launched on?
9 May 2015
1 December 2015
11 July 2016
1 January 2016
Correct answer
9 May 2015
7. Under Pradhan Mantri Suraksha Bima Yojana, a death benefit of Rs.__ is available to the policy beneficiary in case of the insured’s accidental demise?
Rs.1 Lakh
Rs. 2 lakh
Rs.5 Lakh
Rs.10 Lakh
Correct answer
Rs. 2 lakh
8. What is the coverage under Pradhan Mantri Suraksha Bima Yojana (PMSBY) in case of total disability like an irrecoverable or complete loss of both the eyes or loss of use of both the hands and feet, paralysis, etc.?
Rs.50,000
Rs.1 Lakhs
Rs.2 Lakhs
Rs.5 Lakhs
Correct answer
Rs.2 Lakhs
9. What is the coverage under Pradhan Mantri Suraksha Bima Yojana (PMSBY) in case of partial disability in an accident?
Rs.1 Lakhs
Rs.2 lakhs
Rs.50,000/-
Rs.25,000/-
Correct answer
Rs.1 Lakhs
10. What is the premium per annum per member under Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
Rs.330/- per annum
Rs.12/- per annum
Rs.450/- per annum
Rs.2/- per annum
Correct answer
Rs.12/- per annum
11. Under which among the following circumstances accident cover for the member shall not be terminated under Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
On attaining age 70 years
On joining either Atal Pension Yojana or Pradhan Mantri Jeevan Jyothi Beema Yojana
Closure of account with the Bank or insufficiency of balance to keep the insurance in force
In case a member is covered through more than one account
Correct answer
On joining either Atal Pension Yojana or Pradhan Mantri Jeevan Jyothi Beema Yojana
12. What is the Insurance Premium to Insurance Company on Appropriation of Premium under Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
Rs.11/-
Rs.1/-
Rs.12/-
Rs.10/-
Correct answer
Rs.10/-
13. What is the reimbursement of Administrative expenses to participating Bank / Post office under Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
Rs.12/-
Rs.6/-
Rs.1/-
Rs.10/-
Correct answer
Rs.1/-
14. Which among the following is the date of commencement of Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
9 June 2015
1 June 2015
1 December 2015
1 January 2016
Correct answer
1 June 2015
15. Annual renewal date under Pradhan Mantri Suraksha Bima Yojana (PMSBY) shall be?
1st April
1st June
1st July
1st December
Correct answer
1st June
16. Which among the following statements is/are correct under Pradhan Mantri Suraksha Bima Yojana (PMSBY)? Statement 1 : The coverage provided by PMSBY is in addition to any other insurance plan the subscriber has. Statement 2: PMSBY is a pure life insurance plan, the scheme does not offer any mediclaim, i.e. it does not offer any reimbursement of hospitalization expenses caused due to an accident.
Only Statement 1 is correct
Only Statement 2 is correct
Both Statements 1 and 2 are correct
None of the above are correct
Correct answer
Both Statements 1 and 2 are correct
17. Which among the following is not correct with regard to Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
Under Pradhan Mantri Suraksha Bima Yojana, the policy covers any death, accidents, and disability caused due to natural calamities
the plan does not provide any coverage against suicide, but death due to murder is covered under the policy
The plan also does not provide any coverage in case of irrecoverable loss of eyesight, loss of one hand, or foot.
None of the above
Correct answer
None of the above
18. A person joined under Pradhan Mantri Suraksha Bima Yojana (PMSBY) scheme is eligible for claim only after _ days of joining to the scheme?
30 days
45 days
60 days
90 days
Correct answer
45 days
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