Hi friends, here is the MCQ Quiz on Pradhan Mantri Jeevan Jyoti Bhima Yojana. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is one of the three Jansuraksha Scheme launched by the Union Government in the year 2015. The scheme will be a one year cover, renewable from year to year, Insurance Scheme offering life insurance cover for death due to any reason. This is an Important topic for various LDC Exams under Central Government. To help in your preparation, we being this Multiple Choice Questions (MCQ) on PMJJBY.
Those preparing for Inspector Posts Exam (IPO Exam) and Postal Service Group B Exam (PS Gr.B Exam) will find these questions very useful. Attempt the quiz and share your feedback.
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MCQ Quiz on Pradhan Mantri Jeevan Jyoti Bhima Yojana (PMJJBY)
1. Which among the following is the primary KYC under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) ?
(A)Mobile Number
(B)Birth Certificate
(C)Aadhar Number
(D)Voters ID Card
Correct Answer
(C)Aadhar Number
2. Which among the following is a Insurance Scheme offering life insurance cover for death due to any reason, renewable from year to year?
(A)Atal Pension Yojana (APY)
(B)Pradhan Mantri Jeevan Jyoti Bima Yojna(PMJJBY)
(C)Pradhan Mantri Suraksha Bima Yojna(PMSBY)
(D)Postal Life Insurance (PLI)
Correct Answer
(B)Pradhan Mantri Jeevan Jyoti Bima Yojna(PMJJBY)
3. How the annual premium has to be paid under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?
(A)‘auto debit’ facility in one instalment, as per the option given, at the time of enrolment
(B)By cash in one instalment, paid at the time of enrolment
(C)‘Cheque’ facility in one instalment, as per the cheque to be given at the time of enrolment
(D)Annual Premium is not required to be paid under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Correct Answer
(A)‘auto debit’ facility in one instalment, as per the option given, at the time of enrolment
4. Which among the following is the annual cover period under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?
(A)1st January to 31st December
(B)1st April to 31st March
(C)1st July to 30th June
(D)1st June to 31st May
Correct Answer
(D)1st June to 31st May
5. What is the lien period under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) during which no claim would be admissible due to death other than accident?
(A)30 days
(B)15 days
(C)45 days
(D)90 days
Correct Answer
(A)30 days
6. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) was launched formally by Prime Minister Narendra Modi in the year 2015 at which city?
(A)Kochi
(B)Varanasi
(C)Kolkata
(D)Ahemedabad
Correct Answer
(C)Kolkata
7. Under which among the following circumstances can the assurance on life of the member be terminated under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?
(A)On attaining age 55 years (age near birth day), subject to annual renewal up to that date (entry, however, will not be possible beyond the age of 50 years).
(B)Closure of account with the Bank or insufficiency of balance to keep the insurance in force
(C)In case a member is covered through more than one account
(D)All the above
Correct Answer
(D)All the above
8. Date of commencement of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is?
(A)9 June 2015
(B)1 June 2015
(C)1 January 2016
(D)31st May 2015
Correct Answer
(B)1 June 2015
9. In case a member is covered under PMJJBY through more than one account and premium is received by LIC /other company inadvertently, insurance cover will be restricted to Rs. 2 lakh and the premium paid for duplicate insurance(s) shall be?
(A)refunded to the depositor without any interest
(B)refunded to the depositor with SB interest rate
(C)liable to be forfeited
(D)None of the above
Correct Answer
(C)liable to be forfeited
10. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) was launched formally by Prime Minister Narendra Modi on?
(A)9 May 2015
(B)27 September 2014
(C)15 August 2015
(D)28 February 2015
Correct Answer
(A)9 May 2015
11. Which among the following is wrong with regard to Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?
(A)Participating Banks/Post offices will be the Master policy holder
(B)Age limit to join the scheme is 18 to 50 years
(C)Premium is Rs.12 per month
(D)Rs.2 Lakh will be payable on member’s death due to any reason
Correct Answer
(C)Premium is Rs.12 per month
12. Comment on the joining of a person under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) who is having multiple saving bank accounts held in one or different banks/post office?
(A)He can join under PMJJBY against each account
(B)He can join one account in Bank and another in Post Office
(C)He is eligible to join the scheme through one bank/ Post office account only
(D)A person can take join under PMJJBY any number of times
Correct Answer
(C)He is eligible to join the scheme through one bank/ Post office account only
13. What is the maximum annual premium under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?
(A)Rs.144 @ Rs.12 per month
(B)Rs.330/-
(C)Rs.100/-
(D)Rs.240/-
Correct Answer
(B)Rs.330/-
14. What is the maximum benefit payable on member’s death due to any reason under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?
(A)Rs.50,000/-
(B)Rs.1 Lakh
(C)Rs.2 Lakh
(D)Rs.5 Lakh
Correct Answer
(C)Rs.2 Lakh
15. Under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), all savings bank account holders in the age group of __ years will be entitled to join?
(A)19 to 55 years
(B)21 to 60 years
(C)18 to 50 years
(D)18 to 70 years
Correct Answer
(C)18 to 50 years
16. Who would be the Master policy holder under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?
(A)Life Insurance Corporation (LIC)
(B)Reserve Bank of India (LIC)
(C)Bank of India
(D)Participating Banks/Post offices
Correct Answer
(D)Participating Banks/Post offices
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