Mock Test: IPO Exam 2019 Paper 1 Full Questions and Answers

Hi friends, here is the Mock Test: IPO Exam 2019 Paper 1 Full Questions and Answers. Previous Questions are very very Important for those preparing for Inspector Posts Examination. Normally more than 50% of the questions asked are in one way or other the previous questions. But in the IPO Exam 2019, the pattern was slightly changed and more new questions were asked. So this year IP Exam also we can expect the questions in the same pattern. So it will be very useful to attempt Mock Test with questions asked in IP Examination 2019. Here we present the full questions (*except those deleted and lost relevancy) asked in Paper 1 of Inspector Posts Exam 2019.

Mock Test on Previous Year Questions from Inspector Posts Exam

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Pattern of Mock Test.

No.of Questions : 130 Questions

Time Limit: No time limit

[Exam Date: 30 November 2021 – 9.00 PM]

Created on November 30, 2021

Inspector Posts Exam 2019 Paper 1 Full Questions

Attempt the Questions asked (except deleted questions) in Inspector Posts Exam 2019 Paper 1 and Check your score!!

1 / 130

Which is not a component of the Core System Integrator (CSI)

Computerisation of Postal, Mails, Counter operations of Post Offices

Computerisation of finance & accounts of the Department

Computerisation of Human Resource (HR) function of the Department

Computerisation of the administrative work of Circle Offices, Regional Offices and Divisional Offices

2 / 130

The number of Post offices which were connected to LED Systems during the Swachh Bharath Abhiyan are roughly

2500 offices

3500 offices

3000 offices

4000 offices

3 / 130

The maximum number of transactions which a single beneficiary can receive in a calendar year through the International Money Transfer is

4 / 130

The number of segments / soils of the IT Modernization Project are

Two

Six

Eight

Ten

5 / 130

The aim of the Mail Operations Hardware stream off the IT Modernization Project aim at

Supply of hardware to TMOs only

Supply of hardware to Mail Offices only

Supply of hardware to Mail Offices and hand-held devices to Postman staff of Post Offices

Supply of hardware to Mail Offices and hand-held devices to GDS staff of Post Offices

6 / 130

The provisions of the Prevention of Money Laundering Act are not applicable to:

Minors

Senior Citizens

Firm in the tax haven countries like Panama, St.Kitts etc.,

Artificial judicial Person

7 / 130

Where is the Primary Data Centre of the IT Modernization Project located

Ghaziabad

Pune

Navi Mumbai

Hyderabad

8 / 130

For Nodal Delivery Centres, rates payable to postman using their own two wheeler for delivery of parcels has been fixed by:

The Ministry of Finance

The Parcel Directorate

The office of the Chief Postmaster General ie., Circles

The Ministry of Road Transport

9 / 130

Which is the correct sequence of back office done by supervisor in the evening?

Login to the POS Back Office, then verify all eMOs, approve cash from the counter to Treasury, verify submit account, Shift end of Counter, PO Account submitted, PO end

Login POS back office work then approve cash from counter to treasury, then verify all eMOs, verify submit account, shift edn of counters, PO account submit, PO end

Login to POS back office, then verify submit account / shift end of counter, verify all eMOs, approve cash from counter to treasury, PO account submit, PO end.

Login to POS back office, then PO account submit then verify all accounts submit then verify all eMOs, then approve cash from counter to treasury then verify submit account / shift end of counters then PO end

10 / 130

The amount of commission payable on a Family Allotment Money order booked by an Army Record Officer shall be calculated at:

3% of the total amount of Family Allotment Money order booked

5% of the total amount of Family Allotment Money order booked

6% of the total amount of Family Allotment Money order booked

4.5% of the total amount of Family Allotment Money order booked

11 / 130

The maximum weight of Blind Literature Packet is

Three Kgs

Five Kgs

Seven Kgs

Ten Kgs

12 / 130

Which of the following reports / MIS is not generated for eMO in CSI environment?

Postman Performance Report

eMO abstract report

Money order report

Audit wise report

13 / 130

What is the annual premium for joining Pradhan Manthri Jeevan Jyothi Bima Yojana (PMJJBY) Scheme?

Rs.330

Rs.12

Rs.144

Rs.300

14 / 130

KYC norms for booking of foreign articles in India are not required for the following

Speed Post International

Foreign Parcel

Foreign Letter

International Tracked Packet

15 / 130

Under the FSI project, for the Core Insurance software, the processing work is done at

Office of the Dy. Divisional Manager, PLI

Office of the Supdt. / Sr. Supdt. of Post offices

Central Processing Centres mainly in Head Post offices

Office of the Postmaster General

16 / 130

Which amongst the various aspects of the IT Modernization Project was totally implemented first

Financial Services Integrator (FSI)

Core System Integrator (CSI)

Data Centre

DARPAN

17 / 130

International Tracked Packet Service is not available to the following countries

Chile

Japan

Philippines

Australia

18 / 130

Maturity period on Savings Certificates is:

12 months

2 Years

5 Years

36 months

19 / 130

Which of the following is true of the Network Integrator

It has three network providers — Primary, Secondary, Tertiary i.e., NSP-1, NSP-2, NSP-3

It has only one network NSP-1

It has two networks NSP-1, NSP-2.

The number of network providers vary from one till five.

20 / 130

Atal Pension Yojana (APY) Scheme launched in the year:

2014

2015

2016

2017

21 / 130

The rate of commission payable CO agents under the National Savings Recurring Deposit scheme is

0.5%

22 / 130

The maximum time for issue of acceptance letter of a PLI/RPLI policy from the time taken after the receipt of completed documents is

7 days

14 days

15 days

18 days

23 / 130

Which of the following is true of Family Allotment Money Order

The commission Family Allotment Money Order is the same as Money Order

The Family Allotment Money Order can be booked in any Post Office in the Country

This is a facility being offered to defence personnel

The commission of Family Allotment Money Order is 10 %

24 / 130

What is the preservation period of Franking Machine Daily Docket (FM 12)

Six months

One year six months

Two years

Two years six months

25 / 130

Which of the following is explicitly incorrect of the Government Savings Bank Act 1873?

There is no mention of deposits made by married woman

There is a mention of Payment of deposits belonging to lunatics

There is a mention that this Act will not apply to deposits in Anchal Savings Bank

There is a mention of nomination by depositor

26 / 130

The Core Insurance Solution envisages the following (i) Facility of web portal and mobile portal (ii) Convenient premium payment options (iii) Customer care (iv) Anytime, anywhere policy procurement Which among the above are correct

i & ii only

i, ii, iii only

ii & iii only

All of the above.

27 / 130

The correct process for creating new customer in BNPL in CSI is as under

Contract creation, contact person creation, customer creation

Contract creation, customer creation, contact person creation

Customer creation, contract creation, contact person creation

Customer creation, contact person creation, contract creation

28 / 130

As per the Parce| Network Optimisation Project, Nodal Delivery Centre(NDCs) are to be set up in Metros where?

Parcel density exceeds 0.5 Parcels per square km.

Parcel density exceeds 1 parcel per square km.

Parcel density exceeds 1.5 Parcels per square km.

Parcel density exceeds 2 parcels per square km.

29 / 130

Which of the following is correct as mentioned in the Consumer Protection Act 1986.

A complaint can only be dismissed as frivolous or vexatious by the National Commission

A complaint can only be dismissed as frivolous or vexatious by the State Commission

A complaint can be dismissed as frivolous or vexatious by either the District Forum, State Commission or National Commission

A complaint can be dismissed as frivolous or vexatious by the High Court or Supreme Court of India

30 / 130

In intra- operable net banking online deposit / transaction can be done in following small savings scheme:

SB, RD, SSA

SB, RD, TD, PPF

Only SB

All schemes

31 / 130

Ideally what should have been the first component of the IT Modernization Project

FSI —Financial System Integrator

CSI- Core System Integrator

RSI-Rural System Integrator

MOH - Mail Operation Hardware

32 / 130

For closure of BO RD account at Account Office, the PA should invoke the following menu:

HCAACTD

FINRPT

CRDCAAC

HCAAC

33 / 130

When an account is opened in contravention of rules

The account should be closed and amount should be refunded to the depositor without interest

Account should be closed and amount forfeited to the Govt.

Account should be closed and amount should be refunded to the depositor with interest at SB interest rate.

Account should be kept operative and no interest should be allowed.

34 / 130

Which are the rights of the consumers which are not provided and protected as per the Consumer Protection Act, 1986?

The right to be protected against marketing of goods which are hazardous to life and property

Right to consumer education

Right to seek redressal against monopolistic trade practices

Right to seek redressal against unfair trade practices or unscrupulous exploitation of consumers

35 / 130

As per the provisions of Post Office Guide Part Il, which of the following is not correct

Exchange of Money Orders are governed by the Universal Postal Convention and its Detailed Regulations

Exchange of Money Orders is governed by special bilateral agreement

Exchange of Postal Orders are governed by special bilateral agreement

The exchange of insured letter is governed by the Universal Postal Convention but not all countries admit insured articles.

36 / 130

Which of the following statement is incorrect about International Money Transfer Service?

Amounts upto INR 50,000/- can be paid in cash

Maximum limit of 2500 USD can be sent at a time

Amount exceeding INR 50000 shall be paid by means of account payee cheque or credited directly to the POSB account

None of the above

37 / 130

As per the Public Provident Fund Act 1968, the withdrawal shall be allowed only

After the expiry of a period of three years from the end of the year in which he makes the initial subscription to the Fund.

After the expiry of a period of five years from the end of the year in which he makes the initial subscription to the Fund.

After the expiry of a period of seven years from the end of the year in which he makes the initial subscription to the Fund.

After the expiry of a period of fifteen years from the end of the year in which he makes the initial subscription to the Fund.

38 / 130

Under CBS, which of the following Menu to be entered by the counter PA to create CIF of the customer.

CMRC

CCRC

CASBAO

HPBP

39 / 130

The number of L1 & L2 hubs which have been operationalized across India under the PNOP

57 L1 and 137 L2

35 L1 and 110 L2

45 L1 and 100 L2

53 L1 and 132 L2

40 / 130

What is the maximum weight of a letter card a

Two grams

Five grams

Seven grams

Ten grams

41 / 130

Which of the following in respect of Limited Transfer facility to GDS is correct: (i) Maximum number of chances to male GDS is 4 & female GDS is 5 (ii) Minimum engagement period should be 1 year from the date of regular engagement. (iii) Divisional Head is the authority to approve the transfer within the Division. (iv) Past engagement period will not be counted for assessing the eligibility for appearing in Departmental Examinations.

None of the above

All of the above

iv only

ii, iii & iv above.

42 / 130

Which of the following clauses relate to the function of the Return Letter Office (RLO) in the Indian Post Office Rules?

Rules 210, 211, 212, 213, 214

Rules 215, 216, 217, 218, 219

Rules 190, 191, 192, 193, 194

Rules 181, 182, 183, 184, 185

43 / 130

In case of short/excess interest credited in SB/PPF/SSA after getting approval from competent authority the adjustment in Finacle can be done by

HO PM

Two Supervisors

Incharge CPC

Supervisor, SBCO

44 / 130

What is the registration fee of a Registered News Paper

Rs.500 per year

Rs.50 per year

Rs.100 per year

No registration fee

45 / 130

What are not the benefits of lining Post Office Savings Account and IPPB

Customer can manage funds through IPPB Mobile Banking Application

Automatic transfer of funds from IPPB to Post Office Savings Account when it exceeds the limit of Rs.1 lakh.

Account holder can withdraw/deposit cash via IPPB Savings Account

Account holder gets free doorstep delivery of cash withdrawal on working days

46 / 130

The eMO system has provision for

Remittance from one to one

Remittance from one to many

Remittance from many to one

All the above

47 / 130

Which of the following are not correct as per BO Rules?

if a BPM found an Inland Letter marked “Registered” in the Letter Box it should be registered as soon as practicable after it is taken from the Letter Box

If an article of foreign letter mail marked “Registered” is found in a letter box it should be booked as Insured Article as soon as practicable after it is taken from the letter box and super-scribe it as “Insured Letter”.

if the deficiency in fee or postage on Registered Letter received for delivery is found, BPM should note the weight of the article on the cover and in the Error Book and obtain the cover from the addressee and the deficiency should then be reported to account office along with the cover obtained from the addressee.

Inland Parcels can be normally detained for delivery in the Branch Office for 7-days.

48 / 130

Which of the following is true of Postage stamps as mentioned in IPO Act, 1898?

Postage stamps are deemed to be stamps for the purpose of revenue.

Postage stamps are deemed to be sovereign guarantee.

Postage stamps are deemed to be cash for the purpose of revenue

Postage stamps are deemed to be equivalent to currency notes printed by the Reserve Bank of India.

49 / 130

Which of the following about the IPO Act is incorrect?

There is a provision about recovery of money order paid to the wrong person

There is a chapter on Ship Letters

It grants exclusive privilege of conveying letters reserved to the Government

It defines the Universal Service Obligation of the Department of Posts, Central Government

50 / 130

A GDS BPM can do the following transactions on DARPAN device

CBS

CSI

CIS

All the above

51 / 130

How many scans are required for a domestic TD speed post article from its journey of booking to delivery?

Two

Four

Six

Eight

52 / 130

For PLI as on 31.03.2016, for Whole Life Assurance the rates of Bonus per Rs.1000 sum assured per annum is:

Rs.53/-

Rs.58/-

Rs.73/-

Rs.85 /-

53 / 130

Book of Postmarks is to be maintained by a Branch Postmaster in which form:

MS-16

MS-17

MS-18

MS-19

54 / 130

Which of the following is correctly matched: [B] (i) Regular Savings Account (ii) Basic Savings Bank Deposit Account (BSBDA) (iii) BSBDA Small account [C] (i) Saral (ii) Sugam (iii) Safal

B(i) C (i)

B(ii) C (ii)

B(iii) C (iii)

B(ii) C (iii)

55 / 130

If a resident who has opened PPF account subsequently becomes a non resident during the currency of the maturity period, then:

the account shall continue as earlier without any change in its status

the account shall be deemed to be closed with effect from the day he becomes a non resident and amount will be paid as per POSB rates

Account will be seized

PPF Account will be transferred

56 / 130

What is the maximum age of the applicant to join Pradhan Manthri Suraksha Bima Yojana?

50 years

60 years

65 years

70 years

57 / 130

In the word DARPAN, first two letters ‘D’ & ‘A’ stands for

Digital Adventure

Data Advancement

Digital Advancement

Digital Advantage

58 / 130

Which of the following is not true

Counter PA should enter menu IES and then go to Finacle Menu CRDACM to register the fresh nomination in RD Account

Counter PA should enter Finacle Menu HALM for putting Lien in any SB account

Counter PA should enter Finacle Menu CSCAM for conversion of Single Account to Joint Account

Counter PA should enter Finacle Menu CJCAM for conversion of Joint Account to Single Account

59 / 130

A Senior Citizen Savings account can be opened jointly with;
(i) friends (ii) Parents (iii) Children (iv) Spouse

(ii) and (iv)

(iii) and (iv)

(iv) only

All the above

60 / 130

Which offices are not a part of the IT Modernization Project: (i) RLO (ii) PSD(iii) CSD (iv) RSD

(i) & (ii) only

(i) & (iii) only

(ii) & (iv) only

All of the above

61 / 130

The advantage of QR Code in IPPB is

One need not remember the account number. but must remember the password to under go banking activity

One needs to remember the account number but not the password to undergo banking activity

One need not remember the account number or any password to undergo banking activity

One need to remember the QR number which is the date of birth of the account holder to undergo banking activity

62 / 130

Accident Cover assurance under PMSBY will not be terminated in which of the following circumstance:

On attaining 70 years of age (age neared birthday)

Closure of account with the Bank or insufficiency Of balance to keep the insurance in force

In case a member is covered through More than one account and premium is received by the insurance company inadvertently, (Insurance cover will be restricted to one account and the premium shall be liable to be forfeited)

If PMSBY holder also enrolls for PMJJBY

63 / 130

How many scans are required for a domestic NTD Speed Post article from its journey of booking to delivery?

Eight

Six

Ten

Twelve

64 / 130

What is the preservation period of counter foils of pay order related to Money Order

2 years from the date of issue of last pay order

18 months from the date of issue of last pay order

3 years from the date of issue of last pay order

6 months from the date of issue of last pay order

65 / 130

A blind or illiterate or physically handicapped adult

cannot open any account in Post office

May open and operate account on his own

operate the account through literate agent nominated by him

can do both (b) and (c) above

66 / 130

Which of the following products/services are not mentioned in the schedule of the Indian Post Office Act:

Printed Post Card

Speed Post

Letter Cards

Parcels

67 / 130

What was the Change Management stream of the IT Modernization Project?

Changing the old computers and services

Changing the products, services of the Department

Training - Preparing all the employees of the Department including GDS

Changing all the earlier vendors of the Department

68 / 130

What is the correct meaning of CBS under IT Modernization Project

Cloud Based Service

Core Banking Solution

Cloud Banking Solution

Cored Based Service

69 / 130

Approximately how many Post Offices have been declared as Plastic free in India

Around 210

Around 320

Around 350

Around 290

70 / 130

Under CBS which is the last activity performed?

Day begin

Shift begin

Shift end

E.O.D.

71 / 130

In which of the below mentioned scenarios is Registration not compulsory

Any Insured Articles

Any Registered article which is reposted after being delivered

Any Value Payable article

Any magazine which is published abroad but posted in India and whose price per copy is less than Rs.20

72 / 130

Which of the following is not Prescribed in the provisions of Prevention of Money Laundering Act?

Seizure of Property

Attachment of Property

Confiscation of Property

Life Imprisonment

73 / 130

What is the maximum punishment prescribed in the Prevention of Money Laundering Act 2002?

Life Imprisonment

Five Years

Seven Years

Ten Years

74 / 130

What is the preservation period of Head Office Summary?

Eighteen months

Three years

Four years

Five years

75 / 130

Which of the following statements is not correct:

From 01.07.2016, after getting sanction from the competent authority for issue of duplicate certificates, duplicate Pass book should be issued in lieu of certificates using procedure for issue of duplicate certificate in Finacale.

Kisan Vikas Patras were reintroduced from 23.09.2015

10 year National Savings Certificates (IX Issue) was discontinued from 20.12.2015.

There is no denomination of NSC VIII issue from Rs.100 and in multiples of Rs.100.

76 / 130

Which of the following is true of Sukanya Samriddhi Yojana

It is being offered only through Post offices

It is being offered only through Private sector banks

It is being offered through Private sector banks as well as public sector banks

It is being offered through Post office and Public and Private sector Banks

77 / 130

The maximum length of foreign parcel is

0.95 Meter

1.00 Meter

1.05 Meters

1.5 Meters

78 / 130

Which of the following is not a part of the PNOP?

Registered Parcel

Business Parcel

Express Parcel

Unregistered Parcel

79 / 130

What is the maximum ATM withdrawal per day for a IPPB Account holder:

INR 25,000

INR 45,000

INR 65,000

INR 75,000

80 / 130

As per Section 9 of the Indian Post Office Act, the registered newspaper should satisfy the following conditions: i) It is published in number at intervals of not more than thirty one days ii) It is published in number at intervals of not more than thirty days iii) It has a bona fide list of subscribers. iv) It may be a free paper without any cost

i & iv

ii & iv

i & iii

ii & iii

81 / 130

Which of the following is the latest offering in CBS

ATM interoperability of POSB

Internet Banking

Mobile Banking

ATM Debit Card

82 / 130

For weeding old record of SBCO the following is correct

Vouchers, Spoil Passbooks, Undeliverable Passbook and un used Cheque foils and Cheque books should be destroyed by burning.

Vouchers, Spoil Passbooks, Undeliverable Passbook and un used Cheque foils and Cheque books should be destroyed by shredding method.

Vouchers, Spoil Passbooks, Undeliverable Passbook and un used Cheque foils and Cheque books should be destroyed by pouring acid.

Vouchers, Spoil — Passbooks, Undeliverable Passbook and un used Cheque foils and Cheque should be destroyed by incineration

83 / 130

Finacle command to generate different reports

HFTI

HCCA

HTDTRAN

HFINRPT

84 / 130

In case of a false statement made under oath or affirmation, as per the Government Savings Bank Act 1873 the penalty is

Deemed guilty of an offence under Section 193 of Indian Penal Code

Deemed guilty of an offence under the Section 5 of the PMLA Act

Deemed guilty of an offence under Section 15 of the Government Savings Bank Act 1877

Deemed guilty of an offence under the Section 3 of the IT Act 2000

85 / 130

What is the minimum amount for which an IMO can be booked?

Rs. 100

Rs. 500

Rs.1000

Rs. 5000

86 / 130

The number of policies in the Army Postal Services is

Between 11 to 13 lakhs

Between 17 to 20 lakhs

Between 8 to 10 lakhs

Between 6 to 8 lakhs

87 / 130

Who is a minor dependent as per the Public Provident Fund Act 1968

Person who has not yet reached the eligible age to vote

Person who has not yet reached the eligible age to marry

Person who is not deemed to have attained majority under the Indian Majority Act 1875

None of the above

88 / 130

The Disaster Recovery Centre of the IT Modernization Project is functioning at

Ahmedabad

New Delhi

Mysuru

Chennai

89 / 130

What is the minimum age to open an IPPB account?

Six years

Ten Years

Twelve years

Eighteen years

90 / 130

Around 28,000 locations have been networked as a part of the Network Integration System under

LAN

MAN

WAN

RAN

91 / 130

The Speed Post articles will qualify as a parcel when the following conditions are met

The weight of the article exceeds 100 gms

The weight of the article exceeds 200 gms

The weight of the article exceeds 300 gms

The weight of the article exceeds 500 gms

92 / 130

DARPAN hand-held devices can be logged in by the BPM through

Password

Face recognition

Biometric authentication

Drawing pattern

93 / 130

Which of the following is not correct order Sukanya Samriddhi Yojana Account?

The tenure is of 21-years or until the marriage of the girl child

The girl child should be below the age of 10-years

In one family the maximum of two accounts Sukanya Samriddhi Yojana Accounts can be opened.

In one family there Is no limit for the number of Sukanya Samridhi Yojana Account which can be opened provided they otherwise eligible

94 / 130

The activities held during the Swachh Bharat Abhiyaan include:
(i) Planting of trees
(ii) Organizing blood donation camps
(iii) Shramadan
(iv) weeding of old records
Which of the following is correct?

All of the above

(i) and (iii) only

(i) and (ii) only

(i), (iii) and (iv) only

95 / 130

Which of the following is not true of the Sukanya Samriddhi Yojana Account

It can be opened in the name of a NRI Girl Child

It cannot be opened in the name of a NRI Girl Child

It has an exempt-exempt — exempt (EEE)

It provides tax deduction benefits under Section 80C upto Rs.1.5 lakh annually.

96 / 130

During the Swachh Bharat Pakhwada held during November 2018, the Circle which was awarded the first prize was

Tamil Nadu

Kerala

Bihar

Maharashtra

97 / 130

Which of the following Statements are correct as per BO Rules 67? (i) BPM should not tax with Postage any article received from Foreign Post under any circumstances (ii) BPM should tax unpaid articles that are not impressed with the Postage due stamp and which the account Office omitted to invoice in the BO slip with which the articles were sent (iii) Should not tax the insufficiently paid articles that have been treated by the account office or dispatching office as fully prepaid. (iv) Should tax the articles that have not been charged by the dispatching office or account office with the full amount of postage due on them.

i & ii

i, ii & iii

i, iii, iv

i, ii, iv

98 / 130

Which Act has given legal recognition of electronic signatures?

Prevention of Money Laundering Act 2002

Information Technology Act 2000

Consumers Protection Act 1986

Fifty second amendment to the IPO Act 1898

99 / 130

When was the IPO Act last amended?

2015

2009

2002

2017

100 / 130

The interest rate on Sukanya Samriddhi Yojana accounts:

are fixed on a quarterly basis and compounded annually

are fixed on a half yearly basis and compounded half yearly

there is no change in the interest rate and the compounding is done early

Interest shall be calculated for the calendar month on the lowest balance in the account on the deposits made between the close of the 10th day and end of the month.

101 / 130

During Swachh Bharat Abhiyaan, Postmen, Gramin Dak Sevaks were designated as:

Swachhta Doots

Swasthya Doots

Shramadaan Doots

Swasthya Messengers

102 / 130

Finacle command to check unverified nonfinancial transactions

HTM

HFTI

HTI

HAFI

103 / 130

The Speed Post articles will qualify as a parcel when the following conditions are met

The dimensions of the articles exceed 10 cm x 15cm x 1cm

The dimensions of the articles exceed 15 cm x 20 cm x 1 cm

The dimensions of the articles exceed 20 cm x 27 cm x 1.5 cm

The dimensions of the articles exceed 38 cm x 27 cm x 2 cm

104 / 130

Which of the following penalties are not mentioned in the IPO Act?

Penalty for unlawfully diverting letters

Penalty for detaining mails or opening mail bags

Penalty for insufficient postage on article

Penalty for contravention of Section 5 of the IPO Act

105 / 130

Which is not true of the Public Provident Fund Act 1968?

A subscriber may be granted loans

A subscriber who is minor may be granted loan but to his guardian for the use of the minor

A subscriber who is a minor cannot be granted loan

There is a Provision of protection against attachment

106 / 130

The maximum time for settlement of a PLI/RPLI death claim case involving investigation is:

45 days

60 days

90 days

120 days

107 / 130

The following are the criteria for non- medical policy (i) Age does not exceed 35 years (ii) For PLI, maximum sum assured is Rs.1 lakh under endowment assurance (iii) For RPLI, maximum sum assured is Rs.25000 under endowment assurance

(i) and (ii) only

(i) and (iii) only

(ii) and (iii) only

All the above

108 / 130

DARPAN aims at computerizing

Mail Offices

Branch Offices

Sub Offices in Rural areas

Gram Panchayats

109 / 130

What are the components of the Mail Network optimization Project?
(i) Speed Post (ii) International Mail
(iii) First class Mail (iv) Second class mail

(i) and (ii) only

(i), (ii) and (iii) only

(i) (ii), (iii) and (iv)

(i), (ii) and (iv) only

110 / 130

For RPLI as on 31.03.2016, for Whole Life Assurance the rates of Bonus per Rs.1000 sum assured per annum is

Rs.47

Rs.50

Rs.65

Rs.70

111 / 130

Which eMOs are to be kept in deposit?

which cannot be paid or are unclaimed

which have been refused

which are to be redirected

All the above

112 / 130

The aggregate number of active policies in RPLI is around

120 lakhs

140 lakhs

150 lakhs

130 lakhs

113 / 130

The booking of Service Morey Order needs authorization of?

Supervisor

Postmaster

Either (A) or (B)

No authorization is required

114 / 130

Which is true of the Information Technology Act 2000

The provisions of the Act apply to Electronic Cheque and not Truncated Cheque

The provisions of the Act apply to Electronic Cheque and Truncated Cheque

The provisions of the Act apply to Truncated Cheque and not Electronic Cheque

None of the options (a), (b) and (c) are correct

115 / 130

In Finacle, during visit/inspection depositors signature can be viewed by command

HACLI

HACLINQ

IES

HFINRPT

116 / 130

As per BO Rule 53, if the BO Bag is received from account office bears the signs having been tampered with the BPM should do the following?

Report the matter to Sub divisional Head and to open the bag unless further instruction received from him.

Open the bag in the presence of witness and examine the contents

Report the matter to Police and wait for further instructions from them

take the bag to Account Office and open it in the presence of Sub Postmaster / Head Postmaster

117 / 130

How many digits are there in the confidential iMO number provided to the customer?

10digits

12digits

14 digits

16 digits

118 / 130

As per PNOP what is the maximum carrying capacity of the Postman bag?

20 kg

25 kg

15 kg

30 kg

119 / 130

In Finacle, after Account Closure proceeds, through cheque, the maturity value credited in office account

SOLID + 0335

SOLID + 0339

SOLID + 0340

SOLID + 0342

120 / 130

Which of the following components of the IT Modernization Project has the least total payment cost

CM — Change Management

DCF - Data Centre Facility

RSI — Rural System Integrator

RH - Rural Hardware

121 / 130

Which of the following is correct?

In case of death of one depositor of joint MIS account, the account will be treated as single from the date of death of the deceased holder

Surviving depositor will have to withdraw the excess amount over and above the maximum limit of investment by single depositor

If this amount is not withdrawn, the excess amount will carry normal SB interest

All the above

122 / 130

Which of the following statements with reference to Pradhan Manthri Suraksha Bima Yojana is not true:

The amount payable to the insurant on total and irrecoverable loss of sight of one eye or loss of use of one hand or foot is Rs.1 lakh

Joint Account holders can join the Scheme by paying separate premium for each of the account holders.

Premium is Rs.12 per month

Participating Banks will be the Master Policy holders in this scheme.

123 / 130

Some of the following products / services along with Postage rates such, as Postcards, Registered Newspaper, etc., are mentioned in the:

First schedule of IPO Act, 1898

Second schedule of IPO Act, 1898

Clause 5 of IPO Act, 1898

Clause 75 of IPO Act, 1898

124 / 130

Mark the correct option:
(i) Any number of RD accounts can be opened by a Person
(ji) No withdrawal will be allowed in discontinued account
(iii) Rate of interest on RD loan is 12% p.a.
(iv) Discontinued account can be closed after 1-year

(i) and (ii)

(ii) and (iii)

(iii) and (iv)

(i) and (iv)

125 / 130

What is the period of maternity leave that can be availed by female GDS?

90 days

120 days

180 days

240 days

126 / 130

The following component of the IT Modernization Project has the highest total Project cost:

FSI- Financial System Integrator

CSI-Core System Integrator

DCF - Data Centre Facility

NI- Network Integrator

127 / 130

The net accretion to Post Office Life Insurance Fund (POIF) and Rural Postal Life Insurance Fund (RPOIF)

Utilized by the Ministry of Finance for infrastructure purposes giving a fixed rate of return

Are being utilised by the RBI for infrastructure development

Invested in Government securities and other portfolios as per IRDA guidelines

Invested in life insurance corporation funds for infrastructural development

128 / 130

Which of the following statement is correct w.r.t. Business Reply Cards

The fee for the permit shall be recovered after the service has been rendered

The Business Reply Card can be folded or cut

The minimum size of Business Reply Card shall confirm to the size and quality with the conditions prescribed for postcards of private manufacture,

The Business Reply Card has been withdrawn

129 / 130

The Sampoorna Bima Gram (SBG) involves covering all households of the village with the minimum of one RPLI policy each. What should be the minimum number of households in the village

100

200

500

130 / 130

Which of the following are not permitted for transmission as per the Indian Post Office Rules.

Osmic Acid subject to prescribed conditions

Brains of rabid animals subject to prescribed conditions

Live bees subject to prescribed conditions

Cobalt 60 subject to prescribed conditions

Your score is

The average score is 71%

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Mock Test: IPO Exam 2019 Paper 1 Full Questions and Answers

1. The amount of commission payable on a Family Allotment Money order booked by an Army Record Officer shall be calculated at:
3% of the total amount of Family Allotment Money order booked
5% of the total amount of Family Allotment Money order booked
6% of the total amount of Family Allotment Money order booked
4.5% of the total amount of Family Allotment Money order booked

2. Ideally what should have been the first component of the IT Modernization Project
FSI —Financial System Integrator
CSI- Core System Integrator
RSI-Rural System Integrator
MOH – Mail Operation Hardware

3. The aggregate number of active policies in RPLI is around
120 lakhs
140 lakhs
150 lakhs
130 lakhs

4. Which of the following is correct?
In case of death of one depositor of joint MIS account, the account will be treated as single from the date of death of the deceased holder
Surviving depositor will have to withdraw the excess amount over and above the maximum limit of investment by single depositor
If this amount is not withdrawn, the excess amount will carry normal SB interest
All the above

5. Maturity period on Savings Certificates is:
12 months
2 Years
5 Years
36 months

6. In which of the below mentioned scenarios is Registration not compulsory
Any Insured Articles
Any Registered article which is reposted after being delivered
Any Value Payable article
Any magazine which is published abroad but posted in India and whose price per copy is less than Rs.20

7. Which amongst the various aspects of the IT Modernization Project was totally implemented first
Financial Services Integrator (FSI)
Core System Integrator (CSI)
Data Centre
DARPAN

8. What are the components of the Mail Network optimization Project?
(i) Speed Post (ii) International Mail
(iii) First class Mail (iv) Second class mail
(i) and (ii) only
(i), (ii) and (iii) only
(i) (ii), (iii) and (iv)
(i), (ii) and (iv) only

9. A Senior Citizen Savings account can be opened jointly with;
(i) friends (ii) Parents (iii) Children (iv) Spouse
(ii) and (iv)
(iii) and (iv)
(iv) only
All the above

10. What is the period of maternity leave that can be availed by female GDS?
90 days
120 days
180 days
240 days

11. The number of policies in the Army Postal Services is
Between 11 to 13 lakhs
Between 17 to 20 lakhs
Between 8 to 10 lakhs
Between 6 to 8 lakhs

12. Some of the following products / services along with Postage rates such, as Postcards, Registered Newspaper, etc., are mentioned in the:
First schedule of IPO Act, 1898
Second schedule of IPO Act, 1898
Clause 5 of IPO Act, 1898
Clause 75 of IPO Act, 1898

13. A GDS BPM can do the following transactions on DARPAN device
CBS
CSI
CIS
All the above

14. In Finacle, during visit/inspection depositors signature can be viewed by command
HACLI
HACLINQ
IES
HFINRPT

15. In case of short/excess interest credited in SB/PPF/SSA after getting approval from competent authority the adjustment in Finacle can be done by
HO PM
Two Supervisors
Incharge CPC
Supervisor, SBCO

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Other Useful MCQ Questions

Mock Test: IPO Exam 2019 Paper 1 Full Questions and Answers

Maturity period on Savings Certificates is:

Which of the following is explicitly incorrect of the Government Savings Bank Act 1873?

When an account is opened in contravention of rules

Under CBS, which of the following Menu to be entered by the counter PA to create CIF of the customer.

The number of L1 & L2 hubs which have been operationalized across India under the PNOP

In case of short/excess interest credited in SB/PPF/SSA after getting approval from competent authority the adjustment in Finacle can be done by

The eMO system has provision for

How many scans are required for a domestic TD speed post article from its journey of booking to delivery?

Which of the following is true of Sukanya Samriddhi Yojana

For weeding old record of SBCO the following is correct

Finacle command to generate different reports

What is the minimum amount for which an IMO can be booked?

The Speed Post articles will qualify as a parcel when the following conditions are met

Which of the following is not true of the Sukanya Samriddhi Yojana Account

When was the IPO Act last amended?

The booking of Service Morey Order needs authorization of?

In Finacle, during visit/inspection depositors signature can be viewed by command

Which of the following statements with reference to Pradhan Manthri Suraksha Bima Yojana is not true:

Mock Test: IPO Exam 2019 Paper 1 Full Questions and Answers

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